South Florida – and Miami in particular – has built up a well-deserved reputation as the primary battleground of the foreclosure crisis in this country.
At the forefront of the “Mortgage Wars” is Miami Foreclosure Attorney Bruce Jacobs, who was recently featured in an article in Community Newspapers, detailing his passion and dedication to those who are struggling against a massive foreclosure machine.
Many times, people have no idea what they are up against when they decide to fight a foreclosure. Unfortunately, the chips are stacked in favor of the banks, with the courts eager to keep cases moving in order to clear the backlog – even when that might mean trampling on the rights of people whose only desire is to hang onto their homes.
That doesn’t mean it’s impossible. Walking away isn’t your only option. But you will need an experienced attorney on your side.
Jacobs, who hosts a weekly radio show called “Mortgage Wars” on Miami’s Business Radio Station 880am, was profiled by local media for his work in the recent launch of a pro bono Foreclosure Project to assist homeowners in danger of losing their homes.
The goal was to ensure that for one day, no bank was going to get a free pass. In doing this, he and his colleagues at Jacobs Keeley arrived unannounced to a rocket docket hearing in Miami.
He arrived with the knowledge that in many, many foreclosure cases, banks make a mess of their cases. Paperwork is often missing or filed incorrectly. Deadlines aren’t met. Documents are improperly signed. All of this can turn a case in favor of the homeowner – but it takes a good trial lawyer who is trained in foreclosure defense to understand how to recognize those errors and turn them around in your favor. In fact, he says the last three trials he won were on the basis of the fact that the banks lacked the necessary evidence to prove their cases.
On the day of the rocket docket, back in mid-March, Miami Circuit Court Judge Jennifer Bailey presided. Those who were there to fight their foreclosures were there representing themselves – and they had no legal training.
One of those was a Miami Gardens resident who had used his life savings as a cruise ship worker to purchase a home. He wanted to keep it. He said a prayer as he waited in the hallway for his case to be heard. Soon after, he was approached by Jacobs, who offered to represent him free of charge.
At first, the homeowner was skeptical. But he soon warmed to Jacobs, and realized his prayer had been answered.
Jacobs took the time to look over his paperwork for 10 minutes prior to the trial.
Two hours later, a verdict was rendered: The homeowner had won his case.
With the Foreclosure Project, Jacobs said the idea is that everyone deserves a fair shot at saving their home.
If you’re battling foreclosure in Miami or the surrounding areas contact Jacobs Keeley for a confidential appointment to discuss your rights. Call (305) 358-7991. Also, don’t miss Miami Foreclosure Attorney Bruce Jacobs on 880AM/the Biz, every Tuesday from 6 p.m. to 7 p.m. on “Mortgage Wars,” discussing foreclosure topics that matter to YOU.
Attorney’s Compassion Helps Miami Gardens Homeowner in Foreclosure, June 2013, By Gloria Burns, Community Newspapers
More Blog Entries:
Home Loan Modifications Slow Because of Banks’ Reticence, Report Says, June 3, 2013, Miami Foreclosure Lawyer Blog