The wife of a retired minister is suing JP Morgan Chase, claiming the bank’s foreclosure action caused her husband’s fatal heart attack.
Miami foreclosure attorneys understand the enormous stress and pressure dealing with a foreclosure action can cause homeowners. Unfortunately, banks have run roughshod, with little or no regard for the rights of property owners or the dignity of families. It’s no stretch to say there are likely thousands of foreclosure victims who have suffered serious or fatal health complications as a result of Wall Street greed. Instead of punitive measures, the government has rewarded the nation’s largest financial institutions with bailouts, sweetheart loans and a free pass on criminal investigations or other punitive measures aside from the occasional slap on the wrist.
Stopping foreclosure in Miami requires an experienced and aggressive law firm that won’t back down and that will put banks and their attorneys in their place.
In this case, the Huffington Post reports Wanda Jo Engel claims the bank’s wrongful foreclosure action overwhelmed her husband Harry Engel and ultimately caused his death. The 79-year-old retired minister collapsed in a chair at home, just days after receive Chase’s eviction notice.
A spokesperson for Chase now claims the bank never tried to foreclose!
As banks continue to unduly pressure homeowners, these cases continue to surface. In May, a California man killed himself in the middle of a battle with Wells Fargo. In March, in Ohio, a man facing eviction shot his wife before killing himself.
Our foreclosure defense attorneys often discover errors in bank paperwork or determine the bank has not even proven it has the right to foreclose on your property. Banks have been caught lying, cheating and stealing. And yet it is the unrepresented homeowner who too often pays the price.
The Engels had lived in their home for 22 years and were current on their payments, according to the lawsuit. They claim during a refinance attempt in 2009 a Chase representative told them to miss a payment to more easily qualify for government programs for homeowners. According to the lawsuit, the bank then later rejected the couple’s mortgage application and set about foreclosing on the home. It claims a representative of Chase even went to the home to enforce the eviction notice.
Not us says Chase! The bank later clarified it was threatening to foreclose and was busy telling the homeowners they would have to pack up and get out. But it hadn’t actually filed a foreclosure action yet.
There have been numerous instances of banks giving homeowners bad advice. Of telling hardworking families to miss a payment or two to qualify for assistance. Or of banks lowering mortgage payments as part of a temporary modification. The bank then rejects the application and uses the resulting arrears as an excuse to foreclose against the homeowner.
If you are dealing with foreclosure, or mortgage loan modification in Miami, contact an experienced law firm and Negotiate from Strength!
If you’re battling foreclosure in Miami or the surrounding areas contact Jacobs Keeley for a confidential appointment to discuss your rights. Call (305) 358-7991.